Planning for retirement

Fidelity research has shown that people with a plan for retirement feel significantly more prepared socially, emotionally and financially.

We’re helping every member make a lifetime of smart financial choices through a combination of personalised planning, expert support and investment solutions.

Our approach helps members turn engagement into action so they can retire with confidence. Discover more about Plan for Life and Fidelity financial coaching.

Longevity

35% of people in the UK aged 50+ are underprepared for retirement by 10 years or more vs average life expectancy *

Decision support

56% of pension withdrawals from 2020 - 2024 had no consideration of tax implications **

Engagement

Fidelity members with high engagement have 5x more savings than those who don’t engage at all ***

* National Innovation Centre for Ageing, Opinium, October 2025
** FCA financial lives survey, 2024
***Fidelity International, 2024

Education

Engaging employees

Engagement is the first step towards taking action for retirement. Workplace Workout, our award-winning engagement programme, helps members understand their challenges and take small steps towards a secure financial future.

Live events

Our free webinar programme has regular sessions on preparing for retirement, comparing income options and managing investment risk. Integrated within the Workplace Workout engagement programme, check out the list of upcoming events and past recordings.

Employer toolkits

The employer content hub provides a collection of guides, videos and factsheets to help your employees understand pensions, investing, and saving for retirement.

FutureWise is the award-winning default pension investment strategy from Fidelity International. The FutureWise Target Dated Default funds allow members to benefit from strong governance, diversification and ongoing innovation without needing to select individual funds.

For account queries, investment information and help with understanding retirement options, the Workplace Investing Service Centre is available on phone, email or by post. If your employees want a specific recommendation based on their personal circumstances then one of our retirement specialists can help with advice; on the phone or in person at our London Investor Centre in Cannon Street.

About us

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This website is issued by FIL Life Insurance Limited. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England and Wales No. 3406905, Beech Gate, Millfield Lane, Lower Kingswood, Tadworth, Surrey, KT20 6RP. Fidelity, Fidelity International, the Fidelity International logo and the F symbol are trademarks of FIL Limited.