Planning for retirement

Fidelity research has shown that people with a plan for retirement feel significantly more prepared socially, emotionally and financially.

We’re helping every member make a lifetime of smart financial choices through a combination of personalised planning, expert support and investment solutions.

Our approach helps members turn engagement into action so they can retire with confidence. Discover more about Plan for Life and Fidelity financial coaching.

Longevity

35% of people in the UK aged 50+ are underprepared for retirement by 10 years or more vs average life expectancy *

Decision support

56% of pension withdrawals from 2020 - 2024 had no consideration of tax implications **

Engagement

Fidelity members with high engagement have 5x more savings than those who don’t engage at all ***

* National Innovation Centre for Ageing, Opinium, October 2025
** FCA financial lives survey, 2024
***Fidelity International, 2024

Financial stress has a significant impact in the workplace, with impacts on absences, retention and productivity. Fidelity financial coaching helps members turn life goals into reality with one-to-one guidance calls.

Meet our coaches

Sharmine Devlin

George Salter

Thomas Hill

Maherur Rahman

Integrated with Plan for Life

Bookable through PlanViewer, each coaching session builds on a member’s Plan for Life to create a holistic financial picture and personal financial action plan. Fidelity’s coaches use the same technology to demonstrate the impact of any saving behaviour with real-time visualisations.

Tailored conversation

Every conversation is personalised to a member’s individual situation, whether that’s dealing with a milestone at work, planning for important life events, or mapping out the path into retirement. Fidelity’s coaches help members see how the actions they take today can have a tangible effect on their life goals.

Employee success

We’re invested in the financial future of our members by driving positive change. At the end of the coaching session, members receive a personal financial action on PlanViewer and schedule a follow-up appointment with the same coach to check up on progress.

In July 2026 Workday launched Fidelity financial coaching for their UK employees. Lisa Aslam, Principal Benefits Manager, highlights how increased financial confidence can reduce employee cognitive load to be better at work and at home.

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This website is issued by FIL Life Insurance Limited. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England and Wales No. 3406905, Beech Gate, Millfield Lane, Lower Kingswood, Tadworth, Surrey, KT20 6RP. Fidelity, Fidelity International, the Fidelity International logo and the F symbol are trademarks of FIL Limited.